Health Savings

People across the country

What's the MetLife Difference?

MetLife offers a range of tax-advantaged health savings & spending accounts that make it easier for employees to handle growing expenses while your business enjoys payroll tax savings. 

Benefits for employers:

  • Ability to bundle benefit programs across the MetLife suite of products to simplify vendor management 
  • Competitive pricing with no hidden costs or account minimums and no fees for setup or renewal 
  • Single point of contact for proactive account management across all MetLife’s benefits
  • No-cost claims integrations and processing advantages with MetLife Dental and Vision
  • Employer level analytics to measure program effectiveness and support data-driven decisions, including personalized benchmark comparisons to other programs like yours
  • Integration with virtually all benefits administration systems and Payroll companies for ease of data connectivity 

Benefits for employees:

  • Streamlined online experience with one website for employees to access all their benefits at MetLife
  • Customizable educational resources and interactive planning tools that help drive informed decisions and financial wellness
  • Easy payments with our debit card – a single, smart card with mobile wallet abilities that employees can use with all their MetLife savings & spending accounts 
  • Convenient access to our U.S.-based call center, secure website with AI-driven chat functionality, and mobile app, to help employees get the information they need

Product Offerings

Health Savings Account (HSA)

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Flexible Spending Account (FSA)

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Dependent Care FSA (DC-FSA)

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Limited Purpose FSA (LP-FSA)

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Commuter Benefits

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Health Reimbursement Arrangement

An employer-funded benefit that can help your employees cover certain out-of-pocket healthcare costs.

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Lifestyle Spending Accounts (LSA)

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Employees with high-deductible health plans can leverage a tax-advantaged HSA to cover out-of-pocket health expenses, all while accumulating tax-free earnings for the future.

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An FSA will help your

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Dependent costs can add up, but with a DC-FSA, your employees can use their pre-tax dollars to pay for qualified expenses, making life a little easier.

  • Simple & convenient claims entry, including scheduled recurring claims payments and smart debit card
  • Automatic payroll deduction for elected DC-FSA contribution amount
  • Easy access to our U.S.-based call center, secure website with AI-driven chat functionality, and mobile app, to help employees get the information they need

MetLifes Limited Purpose FSA

Customized educational resources

MetLife Commuter Benefits help

  • Commuter Benefits available in all 50 states, more than 350 metropolitan areas and 660 transit authorities
  • A convenient debit card makes it easy – there’s no cash upfront, no claim forms to fill out, and no waiting for reimbursement 

 

With a tax-advantaged HRA, you can offer an employer-funded health benefit, with control over your level of contribution and the expenses for which funds may be used.

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An LSA5 provides your employees with money to use for lifestyle-related expenses, allowing them to save money and improve their overall well-being.

  • Wide range of lifestyle accounts options to help you provide a unique benefit for employees
  • Flexibility to set the amount per year that employees can use for approved expenses 
  • Easy access to our U.S.-based call center, secure website with AI-driven chat functionality, and mobile app, to help employees get the information they need

Healthcare expenses can add up, help employees with health saving

87 %

of employees say Health Savings Accounts (HSAs) are a must-have or nice-to-have benefit6

85 %

say Flexible Savings Account are a must-have or nice-to-have benefit6

76 %

of employers are offering health savings and spending account Benefit Plans7

Savings Spending Accounts Work

A suite of savings and spending solutions designed with your individual business needs in mind.

Information for Employees

Get the information you need as an employee to find the right option for you and your family.

Savings That Add Up

Health Savings & Spending Accounts can help you save up to 30% on qualified expenses.8