Health

Cancer Insurance When There’s a Family History

2 min read
May 05, 2019

My mother had colon cancer when she was about my age. She had surgery, and then it spread to her ovaries, so she had a complete hysterectomy. Thankfully, she’s been in remission since then, but my doctor told me I had to get a yearly checkup.

With my family history, it freaks me out to miss appointments. During a checkup about a year ago, my doctor spotted something on my breast. They did a biopsy, and so far, they're saying it's OK. But I need to go back every six months to monitor it.

cancer insurance

After my mother had cancer, she changed. She won’t travel anymore. She’s afraid and wants to stay at home. I don’t want that to happen to me. I want to travel. I want to enjoy life. I want to say that life is great for me.

My long-term goal is to grow old and take care of my grandkids. Even though I can’t determine the future, I try to live day by day and enjoy it - I’m enjoying me right now. I've been going to free concerts. I went to a jazz club by myself and I'm going kayaking next week. I’m also planning a trip once a month, even if it’s just for a day.

cancer insurance

For my situation, cancer insurance just makes sense. My mother’s experience taught me how hard a cancer diagnosis can be on a family, both emotionally and financially. Treating cancer can be expensive. I don’t want to be worried about how I would pay any out-of-pocket costs.

Treating cancer can be expensive. I don’t want to be worried about how I would pay any out-of-pocket costs.

Cancer insurance alleviates some of that stress. If I did get diagnosed, I know I would have some financial support during my fight. Otherwise, I would probably need to do a repayment plan for treatments and I wouldn’t be able to take any of the trips I’ve been saving for.

Supplemental insurance is worth it. If cancer happens to me, I don’t want to feel financial worry. Now I don’t have to stress about it. It really does help.